Insolvency Law · European Union

Navigate a Cross-Border Insolvency With a Lawyer Who Knows the EU Rules

When a business or debtor you deal with goes under across several European countries, you face parallel courts, conflicting filing rules and assets scattered in different jurisdictions. We match you, free of charge, with an insolvency lawyer who handles EU and international proceedings every day, so you can protect your claim or your estate without losing weeks to confusion.

  • Specialists in EU insolvency rules
  • Coordinated advice across borders
  • No fee to get matched

No commitment. No hidden fees.

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Free & confidential. No obligation to hire.


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Legal practice categories
155+
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24–48h
Average first response
€0
Cost to get matched

Who this is for

When an insolvency crosses a border, no single national rulebook applies

Cross-border insolvency arises when a debtor’s assets, creditors or operations sit in more than one country — for example a company registered in one EU state with subsidiaries, customers or bank accounts in several others. Rather than a single uniform law, Europe applies a coordinated framework, notably the EU Insolvency Regulation, which determines where main proceedings open and how secondary proceedings in other member states interact with them. The practical result is a web of competing rules: which court has jurisdiction, which law governs assets held abroad, and whether a local creditor can act independently. Directors, lenders, suppliers and insolvency practitioners all need to understand where they stand in each country, and a wrong assumption about recognition of a foreign judgment can quietly forfeit rights you did not know you had.


Why cross-border cases stall

Cross-border insolvency rarely fails on the law itself.
It fails on coordination between countries.

Every jurisdiction applies its own rules for recognition, ranking of creditors and asset recovery — and a single misstep can cost you the claim.

01

Conflicting jurisdictions

Main proceedings, secondary proceedings and local recognition rules overlap in ways that are hard to map from a distance. Getting the wrong court first can waste months and money while the correct forum is still being settled.

02

Assets hidden across borders

Funds, property and receivables spread over several countries are difficult to trace and freeze. Without coordinated action in each jurisdiction, a debtor can quietly move value before a single order is enforced.

03

Recognition not automatic

A judgment or opening decision from one country is not always recognised in another, and the exceptions are technical. Missing a recognition step, or filing it late, can leave you outside the proceedings entirely.


What you get

A cross-border insolvency lawyer who coordinates the whole picture

We only match you with insolvency lawyers who regularly handle EU and international proceedings, not generalists seeing their first cross-border case.

Where to open proceedings

Your lawyer identifies the centre of main interests, the right member state to open main proceedings in, and whether parallel secondary proceedings are needed to protect assets held abroad.

Creditor claim protection

You get help lodging and enforcing your claim in the correct forum, with the right evidence and timing, so it is recognised and ranked properly across each relevant jurisdiction.

Asset tracing across borders

Lawyers coordinate tracing and freezing of funds, property and receivables in multiple countries, working with local counsel so value is secured before it can be moved or concealed.

Recognition & appeals

Where a foreign decision needs recognition, or where a filing has been challenged, your lawyer handles the formal steps and represents you so your position is not lost on a technicality.


Coverage

Cross-border insolvency lawyers across Europe

Cross-border cases depend on the interaction between national rules and EU instruments, so the right lawyer is one who works across the specific countries involved in your case. We match clients across the following countries and beyond:

GermanyFranceSpainNetherlandsBelgiumItalyPolandIrelandPortugalAustriaLuxembourgSweden+ more EU / EEA countries

Frequently asked

Cross-border insolvency — common questions

Which country’s court handles a cross-border insolvency?

Under the EU Insolvency Regulation, main proceedings generally open where the debtor’s centre of main interests lies, typically where it is administered. Secondary proceedings can open in other member states where the debtor has an establishment, and the rules differ outside the EU — a lawyer confirms which forum applies to your case.

What is the EU Insolvency Regulation?

It is an EU instrument that coordinates insolvency proceedings between member states, deciding which country’s courts can open proceedings, which law applies to assets, and how foreign decisions are recognised. It aims to prevent competing, contradictory cases across the union, though non-EU countries follow separate rules.

Can a creditor act in another country than the main proceedings?

Creditors can often lodge claims in both main and secondary proceedings, but ranking and enforcement rules differ by jurisdiction and are subject to local limits. The safest approach is coordinated advice so you do not accidentally waive a right by acting in the wrong forum.

Will a foreign judgment be recognised automatically?

Within the EU, opening decisions are generally recognised automatically under the regulation, but exceptions and local formalities still apply, and recognition outside the EU depends on national law or treaties. A lawyer verifies recognition before you rely on a foreign decision.

Can assets hidden in another country be recovered?

Yes, but recovery typically requires coordinated action — freezing orders, tracing and enforcement in each country where the assets sit. A cross-border insolvency lawyer works with local counsel to secure value before it is moved, though the process varies by jurisdiction.

What should a director do when a group company fails abroad?

Directors should seek advice promptly because obligations and exposure can differ sharply between countries, including duties to file for insolvency. A lawyer maps which jurisdictions are involved, which duties apply, and what steps protect the directors and the estate.


Free case review

Don’t let a border decide whether you recover anything

Tell us which countries are involved and what you’re trying to protect or recover, and we’ll connect you with an insolvency lawyer who handles cross-border cases every day — free of charge, with no obligation to hire.