Insolvency, Debt & Restructuring · Greece
Insolvency, Debt & Restructuring lawyers in Greece
Facing a disputed commercial claim, unpaid debt or a restructuring in Greece? Our network connects you with independent Greek lawyers who handle insolvency, debt recovery and business restructuring before the Greek civil and commercial courts. We help you get matched quickly — at no cost — so you can focus on the decision that matters.
- Free, no-obligation matching with specialised Greek lawyers
- Quick first responses, usually within 24–48 hours
- Verified practitioners familiar with Greek civil and commercial procedure
No legal advice is provided. We match you with a lawyer who handles insolvency, debt and restructuring matters.
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Why Greece?
Debt and restructuring work in Greece
Insolvency, debt and restructuring matters in Greece are handled within a continental civil law system built on the Greek Civil Code, the Code of Civil Procedure and the Commercial Code. When you need to recover a commercial debt, defend a restructuring plan or appear before the Courts of First Instance and Courts of Appeal, you will generally need a Greek lawyer who is a member of the Athens Bar Association or another local bar. Insolvency, Debt & Restructuring lawyers in Greece advise on limitation periods — five years for commercial claims and twenty years for general civil claims — and on court fees and legal aid. Our service matches you with a practitioner who handles Greek debt and restructuring work, free of charge and with no obligation.
Greece in practice
How insolvency, debt and restructuring work in Greece
Greek debt and restructuring disputes are resolved through the ordinary civil and commercial courts. Lawyers must be members of a Greek Bar Association, and their fees are either agreed in writing or set by statutory scales. The key deadlines below affect how quickly a claim must be brought.
Courts that handle commercial debt
Greek civil and commercial disputes, including debt recovery and restructuring matters, are heard by the Courts of First Instance (Protodikeía), with appeals to the Courts of Appeal (Efeteía). The Areios Pagos reviews only the legal correctness of lower court decisions and does not re-examine facts. This hierarchy shapes the procedural strategy for any insolvency-related litigation.
Compulsory bar membership
To practise law in Greece, a lawyer must be entered in the register of one of the Bar Associations after passing bar examinations, receiving an appointment decision and taking the statutory oath. The lawyer is a public functionary whose office is a foundation of the rule of law, and legal practice is not a commercial activity.
Lawyer fees and court costs
A lawyer’s fee is freely determined by written agreement with the client; where there is no written agreement, the statutory scale based on the value of the matter applies. Fees are subject to 24% VAT. Civil claims generally attract a proportional judicial stamp duty of 4 or 8 per mille, plus a 30% TAXDIK surcharge.
Limitation periods for debt
Commercial, professional-fee and periodic claims are prescribed after five years under the Greek Civil Code. The general limitation period for civil claims is twenty years, and tort claims are limited to five years, with a twenty-year absolute cut-off. These deadlines determine whether a recovery action can still be brought.
Legal aid in civil proceedings
Law 3226/2004, as amended by Law 4274/2014, provides free legal aid in civil and commercial cases. Low-income citizens whose annual family income does not exceed two thirds of the minimum annual personal income laid down in the National General Collective Labour Agreement are entitled to legal aid; persons with a disability of 67% or more qualify regardless of income.
Real property and notarial deeds
The transfer or encumbrance of immovable property in Greece must be effected by a notarial deed, and ownership passes only upon registration with the Land Registry or Cadastral Office. This constitutive requirement can affect restructuring plans that involve real estate security or asset transfers.
The data on this page is drawn from official Greek sources and the European e-Justice Portal, accessed in February 2026.
Common challenges
Debt problems in Greece are rarely simple
Here is where a matched lawyer can help you move forward.
Missed limitation deadlines
Greek law sets strict prescription periods for commercial, tort and civil claims. A missed deadline can cost you the right to recover. We match you with a lawyer who handles Greek debt claims and checks your timing.
Navigating Greek court procedure
Civil and commercial cases follow the Code of Civil Procedure before the Courts of First Instance. Procedural missteps are costly. We match you with a lawyer familiar with Greek insolvency and restructuring litigation.
Enforcing judgments and security
Recovering a debt often requires enforcement against assets, including real property subject to notarial and registration formalities. We match you with a lawyer who handles enforcement and restructuring strategy in Greece.
Why use our matching
A simpler way to find Greek debt and restructuring counsel
We help you reach verified practitioners without the guesswork.
Free and no-obligation
You submit your matter and we match you with a lawyer who handles insolvency, debt and restructuring in Greece. There is no charge for the matching service and no obligation to instruct anyone.
Practitioners who know Greek law
The lawyers in our network are admitted to Greek Bar Associations and familiar with the Civil Code, Code of Civil Procedure, court fees and legal aid rules. That background shapes the advice you receive.
Fast first responses
Most clients receive an initial response within 24 to 48 hours, helping you understand whether a Greek debt or restructuring matter can realistically be pursued.
Confidential and structured
Your details are passed only to the matched lawyer, and you decide how to proceed. We do not provide legal advice; we simply connect you with the right professional.
Other European markets
Insolvency, debt and restructuring lawyers across Europe
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Frequently asked questions
Insolvency, Debt & Restructuring lawyers in Greece – FAQs
What is the role of insolvency, debt and restructuring lawyers in Greece?
Insolvency, Debt & Restructuring lawyers in Greece represent clients before Greek civil and commercial courts, advise on debt recovery and restructuring options, and prepare court submissions under the Code of Civil Procedure. They must be members of a Greek Bar Association and are bound by professional secrecy. We match you with one who handles your type of matter.
Which Greek courts hear debt and insolvency cases?
Debt and commercial disputes are heard by the Courts of First Instance (Protodikeía), with appeals to the Courts of Appeal (Efeteía). The Areios Pagos reviews only the legal correctness of decisions, not the facts. Your matched lawyer can advise on the appropriate venue for your case.
What is the limitation period for commercial debt claims in Greece?
Commercial, professional-fee and periodic claims are generally prescribed after five years under the Greek Civil Code. The general civil limitation period is twenty years, and tort claims are five years with a twenty-year absolute cut-off. A lawyer can confirm which period applies to your claim.
How are lawyers’ fees regulated in Greece?
A lawyer’s fee is freely determined by written agreement with the client. If there is no written agreement, the statutory scale based on the value of the matter applies. Fees are subject to 24% VAT. You should discuss the fee arrangement before instructing a lawyer.
Can I get legal aid for a debt or restructuring case in Greece?
Yes, Law 3226/2004, as amended by Law 4274/2014, provides free legal aid in civil and commercial cases. Low-income citizens whose annual family income does not exceed two thirds of the minimum annual personal income laid down in the National General Collective Labour Agreement are entitled to legal aid; persons with a disability of 67% or more qualify regardless of income.
Do I need a Greek lawyer to appear in court?
In principle, a lawyer is required to represent and defend clients before every Greek court, authority and public service. A lawyer admitted to a Greek Bar Association can appear on your behalf. We match you with a lawyer who handles insolvency, debt and restructuring matters.
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