Insolvency & Debt · Georgia

Find a bankruptcy lawyer in Georgia who understands your debt case

Debt and insolvency problems are decided on documents, dates and procedure, not on how much you owe. Tell us about your situation and we match you, free of charge, with a lawyer in Georgia who handles insolvency, enforcement and creditor claims.

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Insolvency in Georgia

How debt and insolvency matters are handled in Georgia

If debt has become unmanageable — a loan you can no longer service, a business that cannot meet its obligations, or a creditor already pursuing you — the practical question is not whether the law exists, but how it applies to your file. Georgia is a continental civil-law jurisdiction: the rules sit in written codes, and the outcome of your matter turns on how those provisions are read against your facts. A bankruptcy lawyer in Georgia can review the contracts, correspondence and payment history a creditor would rely on, establish which limitation periods still run in your favour, and map the procedural steps that follow if the dispute reaches court. Through our free matching service you describe your situation once, and we put you in touch with a lawyer whose practice covers insolvency, enforcement and creditor claims in Georgia.


Georgia in detail

What shapes an insolvency or debt case in Georgia

Georgia’s legal system is built on written codes rather than on binding precedent, and procedure follows a three-tier court structure. These two features determine how a debt or insolvency dispute is argued, priced and timed.

Written codes rather than binding precedent

Georgia follows the continental civil-law tradition. Private-law relations are governed primarily by the Civil Code, in force since 25 November 1997, with procedure set out in the Civil Procedure Code. Court decisions do not create binding precedent, although the jurisprudence of the Supreme Court guides the uniform interpretation of the law. Your lawyer therefore argues from the wording of the codes, supported by how the higher courts have read them.

Three tiers of ordinary courts

Ordinary justice is administered by the Common Courts of Georgia: district and city courts at first instance, where magistrate judges sit alone on property disputes up to GEL 2,000 and certain other matters; courts of appeal, whose Civil Cases Chamber sits in panels of three; and the Supreme Court of Georgia as the court of cassation. The Constitutional Court stands outside that hierarchy.

Who is entitled to represent you

Membership of the Georgian Bar Association is compulsory in order to practise as an advocate. Before first-instance district and city courts you may appear in person or through any authorised representative, but bar admission is mandatory before the courts of appeal and the Supreme Court of Georgia. In criminal proceedings a lawyer’s participation is required at every level.

Deadlines that decide debt cases

Time limits shape insolvency and enforcement work. The general limitation period for civil claims is ten years, while contractual claims are time-barred after three years. If a first-instance judgment goes against you, an appeal must be filed within 14 days, and a cassation appeal to the Supreme Court within 21 days. Your lawyer will confirm the dates that apply to your file.

Court fees and the cost of representation

State fees in civil matters are fixed by the Civil Procedure Code: 3% of the value of a property claim, but not less than GEL 100, and 5% for cassation, but not less than GEL 300. Non-property claims attract GEL 100, rising to GEL 150 on appeal and GEL 300 on cassation. Advocates’ fees are freely agreed, and the court may order the losing party to reimburse them.

Legal aid, language and public registers

Georgia funds legal aid under the Law of Georgia on Legal Aid, administered by the Legal Aid Service together with the Georgian Bar Association; families registered in the Unified Database of Socially Vulnerable Families below the government threshold qualify, among other categories. Court proceedings are conducted in Georgian, so interpretation may be needed. Rights to immovable property are registered with the National Agency of Public Registry.

The country information on this page is compiled from official Georgian sources — the Parliament of Georgia, the Civil and Civil Procedure Codes published on Matsne, the Georgian Bar Association and the National Agency of Public Registry.


Typical situations

When you need an insolvency lawyer in Georgia

Most people contact us at one of three moments, and each one has its own procedural clock.

01

A creditor has started enforcement

Enforcement against your income, bank account or property changes the timetable. Documents need reviewing, possible objections and procedural remedies identified, and the deadlines that still apply to your file confirmed before positions harden.

02

Your company can no longer pay its obligations

Trade debts, tax arrears and employee claims rarely move at the same speed. A lawyer can map your exposure, establish which claims are due and which are time-barred, and set out the procedural routes available under Georgian written law.

03

You do not know which claims still stand

Limitation periods differ: ten years for general civil claims, three for contractual claims, one year where deceit is involved. Establishing which of your debts remain enforceable is often the first step towards any realistic strategy.


Why use our service

How we match you with the right lawyer

One short form, a focused review of your situation, and an introduction to a lawyer who already works on matters like yours.

Insolvency-focused practices

We match you with advocates whose work covers debt recovery, enforcement and insolvency-related disputes, so the first conversation begins from your legal position rather than from generalities.

One intake, no cold calling

You describe your situation once through our form. We review it and connect you with a lawyer who handles that type of matter, so you do not have to repeat your story to several offices.

Clear on costs from the start

Advocates’ fees in Georgia are freely agreed between lawyer and client, with no binding official tariff. You receive the proposed terms before instructing anyone, so you can decide with the numbers in front of you.

Confidential and without obligation

What you send us stays between you and the matched lawyer. There is no charge to be matched and no obligation to instruct, so you can test whether the fit is right for your case.


Cross-border matters

If your case reaches beyond Georgia

Debts, assets and counterparties often sit in more than one country. If part of your file is abroad, we can look for a lawyer who coordinates with colleagues elsewhere.

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Questions

Bankruptcy lawyer in Georgia: common questions

What does a bankruptcy lawyer in Georgia actually do for me?

The lawyer reviews your contracts, loan documents, enforcement notices and payment history, identifies which claims are still enforceable under the applicable limitation periods, explains the procedural steps available in the Georgian courts, and represents you in negotiations or proceedings. The aim is to give you a realistic picture of your position before you commit to any route.

Do I need a lawyer to appear before a Georgian court?

Not always at first instance. Before district and city courts, parties may appear in person or through any authorised representative. Bar admission is, however, mandatory before the courts of appeal and the Supreme Court of Georgia, and in criminal proceedings a lawyer’s participation is required at every level.

How long do I have to challenge a decision in Georgia?

An appeal against a first-instance civil judgment must be brought within 14 days, and a cassation appeal to the Supreme Court of Georgia within 21 days. These periods are short, so any judgment or enforcement notice you receive should be passed to a lawyer immediately.

Can I obtain free legal assistance in Georgia?

Georgia maintains a state-funded legal aid system under the Law of Georgia on Legal Aid, administered by the Legal Aid Service together with the Georgian Bar Association. Families registered in the Unified Database of Socially Vulnerable Families below the government threshold, and certain other categories, are entitled to free consultation and representation in criminal, civil and administrative proceedings.

Is Georgian law based on previous court decisions?

No. Georgia follows the continental civil-law tradition and its rules are set out in written codes, principally the Civil Code and the Civil Procedure Code. Court decisions do not create binding precedent, although the jurisprudence of the Supreme Court guides the uniform interpretation and application of the law.

What will a lawyer in Georgia cost me?

Advocates’ fees are freely agreed between lawyer and client, as there are no binding official tariffs, and you receive the proposed terms before instructing anyone. Court fees are separate: 3% of the value of a property claim, minimum GEL 100, or GEL 100 for a non-property claim, with higher amounts on appeal and cassation.


Next step

Tell us about your debt case in Georgia

Send us a short description of your situation — what you owe, who is contacting you, and any court or enforcement documents you have received. We will review it and match you with a lawyer in Georgia who handles cases like yours, free of charge and without obligation.

Bankruptcy Lawyer in neighbouring countries

Legal services in Georgia